Q: My husband is a spender and I’m a saver. We’re having a tough time coming together on this. Any tips?
A: It’s not unusual that one is a spender and one is a saver. Sometimes you have to go to a counselor who can help both of you hear each other and find a meeting place. I do think there is a meeting place—setting limits can sometimes be helpful on how much we spend in a particular month. There needs to also be some freedom to spend a certain amount in any way you want to spend it. However, setting limits is often key.